CFOtech Ireland - Technology news for CFOs & financial decision-makers
Monika

How resilient currency infrastructure supports access and trust

Thu, 5th Mar 2026

Currency infrastructure is something most people rarely think about, yet it quietly keeps our societies running every single day. It is the backbone of our financial system: complex, highly specialized, and deeply interwoven with economic stability. Still, it tends to operate in the shadows of public debate. Conversations about digital transformation often overlook it, even though secure and reliable currency systems remain essential to the way we participate in economic life. A key part of this foundation is resilience. Currency infrastructures must withstand disruptions, cyberattacks, and evolving technological demands to maintain trust. When these systems are strong, they give people confidence. 

Despite the growth of digital payment methods, cash continues to matter. It works without electricity or the internet. It is inclusive by design, making financial participation possible for those who are elderly, unbanked, or less familiar with digital tools. And especially in challenging times, people often turn to cash because it provides something deeply human: a sense of security, control, and independence. As digital payment options expand, the role of cash is evolving. To ensure that it remains accessible for everyone, its circulation processes need to keep pace with modern expectations. New digital and automation technologies make currency management more efficient, secure, and resilient. By modernizing cash infrastructures, we can streamline processing, strengthen availability, and ensure that billions of people can continue to rely on cash whenever they choose to use it.

In my role as Global Vice President and Head of the Strategic Business Segment Central Banks/Printworks at Giesecke+Devrient, I work with teams around the world to build these modern currency infrastructures. My responsibility spans our global portfolio for central banks and banknote printing, as well as sales and the development of solutions that extend from single technologies to fully integrated national systems, such as cash centers that manage a country's entire cash supply. My work takes place where engineering, technology, and operations meet, and where strategic national infrastructure is shaped.

Our work often begins with listening and understanding: what does the national currency cycle look like today, what challenges exist, and how can technology truly help? From there, we develop concepts tailored to each customer's needs. We combine scalable architectures with advanced automation, digital tools, and robust security. And we do so with an eye on sustainability, by using materials and energy in ways that support our customers' climate goals.

As a leader, I follow a simple philosophy: "care, dare, and walk the talk." For me, that signifies having a clear vision and inviting teams to grow into ambitious goals and empowering them through psychological safety. It means leading with trust, honesty, and the courage to make decisions, even the difficult ones. I believe in authenticity and continuous learning, because both are essential for building strong, resilient teams and ensure long-term success. 

My ambition is to help shape a leadership culture grounded in trust, participation, and courage. On International Women's Day, I hope this message encourages more young women to pursue leadership with both heart and vision, especially in high-tech environments. For me, leadership is not defined by gender but by experience, curiosity, cultural awareness, and above all, personal integrity. In international settings, diversity is not only beneficial, it is essential. When different perspectives come together, we create technologies that serve people better, infrastructures that are more resilient, and financial systems that are more inclusive for all.