UiPath launches AI tools for bank compliance & lending

UiPath has launched two agentic AI products for financial crime compliance and loan origination, aimed at banks and other financial institutions.

The new offerings are designed to automate workflows across financial crime, compliance and lending while preserving the controls and audit trails required in regulated environments. The launch follows UiPath's recent acquisition of WorkFusion, whose AI agents for financial crime compliance have been incorporated into the wider product set.

Banks are under pressure from tighter regulation, higher fraud risk and demand for faster lending decisions. Those challenges are often compounded by manual processes and fragmented data, slowing investigations, delaying loan approvals and increasing compliance risk.

Compliance focus

The financial crime compliance product combines AI agents and workflow automation for tasks including sanctions screening, alert review and adverse media monitoring. It is intended to help institutions tackle alert backlogs, improve investigator productivity and maintain governance standards.

The software analyses watchlist alerts, reviews information from internal and external data sources, and escalates relevant cases to investigators. It also includes an adverse media agent that scans news and other information sources for negative mentions linked to clients or counterparties.

The WorkFusion acquisition is central to the offering, strengthening UiPath's financial services tools, particularly in areas where compliance teams must process large volumes of alerts while maintaining a clear audit trail.

One early user cited is Valley National Bank. "Since implementing an AI agent for Transaction Screening Alert Review, we've automated 61% of sanction-hit reviews and are handling an average of 14,000 alerts monthly, freeing up branch and operations resources, enabling faster payments, and improving the employee experience. This has been a significant win for us, driving a meaningful reduction in our OFAC volumes while helping us innovate and scale," said Onni Chan, Sanctions Compliance Manager at Valley National Bank.

Lending workflows

The second product targets loan origination, where banks still rely heavily on manual data entry, paper documents and human checks during underwriting. It is designed to work with existing loan origination systems, core banking platforms and related data sources.

The product is intended to streamline loan setup, as well as quality assurance and quality control. It can automate loan review and validation, carry out risk analysis, and manage audit and escalation steps across lending workflows.

At the centre of the process is UiPath Maestro, which orchestrates AI agents, software automation and human decision-making across existing platforms. The goal is to reduce processing times while preserving compliance checks and internal oversight.

Mark Rubinstein, Director of Product Management, Financial Services Solutions at UiPath, said the company sees demand for tools that address both regulation and customer expectations. "Banks and financial institutions are balancing two critical pressures: stricter regulatory expectations and growing demand for faster customer decisions.

UiPath solutions address both by automating and orchestrating workflows across fraud detection, compliance and lending, equipping teams to focus on high-value exceptions rather than full end-to-end reviews and accelerating transformation with minimal disruption. By integrating with and enhancing existing systems, banks can modernise at their own pace while minimising disruption. This allows lending and compliance teams to move faster without compromising governance, providing full visibility and control while delivering a more efficient review experience," Rubinstein said.

The emphasis on working with existing systems reflects a broader pattern in financial services technology spending. Many banks continue to avoid large-scale replacement of core platforms, preferring software that can sit across older systems and reduce manual work without forcing a full overhaul.

LMCU, a credit union that has worked with UiPath on automation in home equity lending, was cited as a customer example for the lending side of the launch. "At LMCU, we are continually seeking new ways to enhance efficiency and deliver exceptional service to our members. Partnering with UiPath has allowed us to uncover valuable opportunities for automation within our home equity process. We're grateful to partner with UiPath, value its strong reputation, and are excited about how its automation solutions can deliver benefits for our members," said Julie Oziemkiewicz, Director of Home Equity at LMCU.

The new products underline how software suppliers are trying to turn generative and agent-based AI into more focused applications for regulated sectors, where institutions must demonstrate not only speed gains but also consistency, governance and traceability in day-to-day decisions.